Real-World BusinessESTIMATEDGETTING BUSY

Heir hunting

Trace missing next-of-kin for intestate estates and take a cut — speed matters, since multiple firms race the same public list.

unusual-overlookedNeeds an existing skillFully remote

The Money Label

Cash score31
Startup cost$$$$$A$748–3,741
Ready in1 yr+
Hours a week15–35 hrs/wk
Skill floorExisting skill
RiskMEDIUM
Effort15–35 HRS/WK
CeilingA$750–6k/MO
SaturationGetting busy
EvidenceESTIMATED
Hype gapnone stated.
Available inGB · US · AU

Why that grade Based on general knowledge of the UK heir-hunting industry (Fraser and Fraser, Finders International, popularised by BBC's 'Heir Hunters'); no independently audited fee data found. Course-seller index 3/10.

Figures are researched estimates, not guarantees. Check local rules before you trade.

Why anybody pays for this

Public unclaimed-estates lists (like the UK's Bona Vacantia list) create a steady, discoverable pipeline of intestate estates needing genuine genealogical detective work to locate rightful heirs.

10-25% of the inherited sum on contingency, occasionally more on very small or complex international estates.

Good fit if

Someone with genealogical research patience and legal-documentation discipline willing to compete on speed against established firms.

Skip it if

Anyone expecting fast cash — probate is genuinely slow, often taking months to years from finding an heir to actual payout.

What actually goes wrong

Multiple firms race the same public unclaimed-estates list to sign the heir to a contract first, and errors in genealogical proof can void a claim entirely after months of work.

The playbook

7 steps to your first paying customer

What the steps cost
A$748
estimate A$635–3,741

Set up

01

Put together your starter kit

A$300 · 6 hrs

Get the basics in hand before you take on anyone: Genealogy database subscriptions (Ancestry, FindMyPast, official archives), Legal document-drafting knowledge.

Done when Your genealogy database subscriptions are active, and you have a template for the legal documents heirs will need to sign.

Genealogy database subscriptions (Ancestry, FindMyPast, official archives) · A$150Legal document-drafting knowledge · A$150

First customers

02

Monitor public unclaimed-estates lists

A$0 · 6 hrs

Track lists published by the relevant government body (e.g. the UK's Bona Vacantia list).

Done when You're checking the relevant government's unclaimed-estates list on a set weekly schedule, not ad hoc.

Watch out: These lists are public — you're competing with other firms watching the same source.

5 more steps in this playbook

The rest of the playbook: what to charge, what you need in place before you take money, where the first customers come from, and what each step costs.

Free forever · no card · 30 seconds

Building a moat

The same public lists are available to any competitor — your moat is research speed and a track record that builds trust with wary heirs.

01

Genuinely faster research turnaround than entrenched competitors

02

Specialising in complex international/cross-border cases that larger firms deprioritise

Exit options

Build a small research team to handle more cases in parallel, or specialise into a niche (foreign estates, very small estates larger firms ignore) for less direct competition.

What changes where you are

Same idea, different rules. One playbook, with the facts that actually differ overlaid per market.

United Arab Emirates

Not an established industry in the UAE given very different inheritance law (based on Sharia principles for Muslims, with distinct rules for expats).

United Kingdom

Well-established as a niche industry with a public Bona Vacantia list and entrenched firms (Fraser and Fraser, Finders International), popularised by the BBC.

India

Not an established industry in the same way; intestate succession in India follows personal law (varying by religion) rather than a centralised public unclaimed-estates registry.

United States

Reasonably active with state-level unclaimed-estate processes, though less centralised than the UK's single public list.

Similar, but different